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Access America "Cruise Protection Plan"
INCLUDED WITH CRUISES* BOOKED THROUGH DIRECT LINE CRUISES AT NO EXTRA COST!
PRODUCT ID # - 001001791
*The "Cruise Protection Plan" is not applicable for cruises 4-nights or shorter. The "Cruise Protection Plan" is available to U.S.and Canadian residents only.
The Access America “Cruise Protection Plan” provides the following benefits for each passenger named on the Cruise Reservation Confirmation:
100% of cruise line cancellation penalties (up to the full cost of your cruise*) if you have to cancel your cruise or if your cruise is interrupted due to a covered reason such as:
-Serious injury or any unforeseen serious medical condition to you, a traveling companion or family member as defined in the Description of Coverage;
- Your death or the death of a family member or traveling companion;
- You or a traveling companion being directly involved in a traffic accident while en route to a departure;
- Jury duty, quarantine or any other covered reason.
* Maximum Cancellation / Interruption coverage is $20,000.00 per passenger.
$500 - Travel Delay / “Missed Connection” ($150 maximum per day for travel expenses to “catch up” with your cruise if missed for any covered reason.)
$1000 - Lost, stolen or damaged baggage and / or personal effects covered by the policy ($500.00 maximum for certain personal effects)
$200 - Baggage Delay (more than 24 hours)
$15,000 - Emergency Medical Expenses incurred during cruise ($500 max for covered dental expenses)
$100,000 - Emergency Medical Transportation (evacuation while on your cruise)
$25,000 - Travel Accident Coverage – Payable up to the maximum scheduled amount in the event of accidental death or dismemberment during the cruise.
Your “Cruise Protection Plan” also provides worldwide travel assistance services, including:
- -Emergency travel changes such as re-booking flights
- -Medical assistance, consultation, monitoring and emergency medical transportation
- -Emergency cash transfers
- -Travel document and ticket replacement assistance
- -Legal assistance
The “Cruise Protection Plan” does not cover airfare.
The “Cruise Protection Plan” is available only for residents of the U.S. and Canada.
The "Cruise Protection Plan" is not applicable for cruises 4-nights or shorter.
This is a brief description of the insurance and assistance benefits provided by this program. Exclusions, conditions and limitations may apply. A complete description of coverage can be found in the Policy.
If you have any questions regarding your coverage under the Access America “Cruise Protection Plan”, please call Access America at 1-866-520-8805 and refer to Product ID#: 001001791.
Pre-Existing Conditions Exclusion - This program does not cover losses or expenses if they result from any injury occurring prior to and including the effective date of this insurance and any illness occurring during the 120 days prior to and including the effective date of this insurance if the insured has a) seen a doctor for medical diagnosis or treatment of this condition or if symptoms exist that would cause a prudent person to seek diagnosis, care or treatment; or b) required prescribed drugs or medicine unless the illness remains controlled without any change in the required prescription. In order to have the Pre-Existing Condition Exclusion waived, you must be medically able to travel on the Balance Due Date and have not filed a claim for trip cancellation due to a pre-existing illness within 120 days of the effective date of this insurance. Additional requirements are set forth in the Policy.
Insurance coverage is provided under Master Policy Form No. 52.201 or 52.401 issued by BCS Insurance Company and administered by World Access Service Corp. Access America is a division and service mark of World Access Service Corp.
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